Understanding Affirm Financing with Cricket: Your Guide
Hey there, Cricket users! If you’re looking to snag a new phone but prefer to spread the payments out a bit, you might want to consider Affirm financing. It’s a super handy way to get the device you want without shelling out all the cash at once. Let’s dive into how it works specifically for Cricket customers.
What is Affirm Financing?
Affirm is a financing option that allows you to break down the total cost of your phone into manageable monthly payments. When you decide to buy a new device through Cricket’s website, you can apply for Affirm financing directly during the checkout process. Just a quick reminder: to benefit from Cricket-specific offers, make sure you’re using the Affirm option at checkout! You can check out more details on [Affirm’s official page](https://affirm.com/lenders).
How Do Affirm Monthly Payments Work with Cricket?
When you buy a phone or accessory with Affirm through Cricket, you’ll see the total cost upfront. Affirm pays that amount, and then you repay them in monthly installments based on your agreed terms. It’s simple and straightforward!
Impact on Your Credit Score
A common concern when applying for financing is how it affects your credit score. Here’s the scoop: when you apply for Affirm, they do check your credit history, but this initial eligibility check doesn’t impact your score. However, if you opt for financing and fail to make payments, it could affect your credit down the line. So it’s best to stay on top of your payments! If you have questions, you can always reach out to Affirm at 855-423-3729 or visit their [help page](https://affirm.com/help).
What Does My Affirm Loan Cover?
Let’s clarify what exactly you can use your Affirm loan for. Your payments will cover the cost of your new device and any accessories, as well as your initial Cricket service charge. However, keep in mind that you can’t use Affirm for ongoing monthly service charges—those must be paid directly to Cricket using methods like credit/debit cards, Cricket Refill Cards, or mobile payment options like Apple Pay, Google Pay, or Samsung Pay. If for some reason you fail to pay your monthly service, it could lead to a disruption in your service—so always stay ahead of those payments! Want to learn about splitting your Cricket bill? Check out [BridgePay](https://www.cricketwireless.com/support/billing-and-payments.html).
Getting Started with Affirm Financing
The application process for Affirm through Cricket is a breeze! Here’s how to kick it off:
- Find the device you want and click Add to Cart.
- Select your monthly cell phone plan and decide if you’re bringing your number over or getting a new one.
- Click on Check Out.
- In the Payment Info section, choose Check Out with Affirm.
- Follow the prompts to get approval for financing and accept the Cricket terms and conditions.
- Complete your purchase! Easy peasy.
Just remember, you can’t purchase Cricket Protect or Cricket Protect Plus with Affirm, so if these are in your cart, they’ll be automatically removed during checkout. But not to worry, you can add those plans within 45 days of activating your service through My Account.
Need More Help?
If you still have questions or can’t find what you need, Cricket’s customer support has your back. You can [contact us](https://www.cricketwireless.com/support/contact-us.html) or use the live chat option on the Cricket website. Shop smart and get the most out of your Cricket experience!
Stuck? We’ve got your back – whether you’re with us or still on Team ‘Not-Quite-Right.’ And hey, did we mention we’ll even give you a free month on our phone plan just for trying us out? Click here to chat with our team, because who doesn’t love free stuff (and better service)?